CREDIT APPRAISAL ANALYST MANAGER POSITION

Twiga Bancorp Limited (TBCL) is a fast growing Non-Bank Financial Institution established under the Banking and Financial Institution Act (1991). The Institution has five Branches, two in Dar es Salaam and one each in Arusha, Dodoma and Mwanza, and sub -branch at the Julius Nyerere International Air port and Nyerere Memorial Academy Kigamboni, Dar es Salaam as well as a service outlet in Bunda. The Institution is in the process of managing changes by reengineering its organizational structure, introducing new products and reinforcing efficiency and professionalism in its operations. The bank bas recently migrated to a state-of-the art banking software.
In order to effect the envisaged changes, the Institution invites suitable applicants to fill the following posts.

CREDIT APPRAISAL ANALYST MANAGER POSITION 

APPOINTING AUTHORITY: Board of Directors.
SALARY SCALE: TBSS. 11
RESPONSIBLE TO: Head of Credit

ENTRY QUALIFICATIONS;
Holder of First Degree in Banking, Economics, Finance, Accountancy or equivalent from a recognized Institution with not less than 5 years relevant working experience in Credit Administration in a reputable firm, 2 of which should be at Senior Managerial level.

DUTIES AND RESPONSIBILITIES;
To process loan applications promptly and put up appropriaterecommendations to enable the approving authorities make objective decisions. In doing so they shall take into consideration the prospective borrowers' credit standing, business and financial viability, management competency, industrial situation, collateral support and potential income to the institution.
Discuss specific underwriting concerns ; manage the bank's alarm and high risk audit for new loans and maturing high risk approval for loans.
Gathering information and reading financial briefings
Assessing analyzing and interpreting complicated financial information
Undertaking risk assessment analysis
Visiting clients
Keeping company credit exposure within set risk bearing limits
Helping to enhance the quality of credit applications
Making recommendation about procedural policy changes
Solicits prospective loan applicants, conducts interviews with existing and prospective borrower on credit relationship, and collects loan application and other credit documents from
borrowers.
To process loan applications promptly and put up appropriate recommendations to enable the approving authorities make objective decisions. In doing so they shall take into consideration the prospective borrowers' credit standing, business and financial viability, management competency, industrial situation, collateral support and potential income to the institution
Performing other duties as assigned to him/her by the Head of Credit

APPLICATION INSTRUCTIONS:

Applications should include the following:
Typed letter of application hand-signed by the applicant Detailed CV
Photocopies of relevant Certificates
Two recent passport size photographs of the applicant
Name of at least two referees with complete contact details including office and residential address, postal address, fax number, telephone/ mobile telephone numbers and e-mail address and nature of relationship. .

Applications should be addressed to:
The Chief Executive Officer,
Twiga Bancorp Limited,
P.O.Box 10119
Dar es Salaam.
Physical address: Samora avenue, Dar es Salaam