CREDIT OFFICERS – 8 POSITIONS (6 IN DAR ES SALAAM, 2 IN ARUSHA)

Azania Bank Ltd is among the promising local Banks that has been able to harness its growth potential by enhancing its client base through enhanced customer outreach and innovative products and services. These developments have in turn been creating employment opportunities. As for now, there exist vacancies at Head Office and branches for Tanzanians who are interested in joining well motivated workforce. the job vacancies are as follows:-

4. CREDIT OFFICERS – 8 POSITIONS (6 IN DAR ES SALAAM, 2 IN ARUSHA)
Tasks and Responsibilities.
• Enter approved loan facilities into Loan Management System.
• Make timely loan repayments follow-up an all approved loan facilities under your allocated loan portfolio to proactively prevent migration of loan contracts into a deteriorating quality category,
• Raise appropriate vouchers for passing entries in to the system as per approval,
• Check appropriateness of entries made in the system and authorize accordingly,
• Identify, analyse, recommend and monitor/administer recovery measures on problem loans,
• Follow up all classified accounts and contain migration of facilities to non-performing status by recommending and initiating corrective actions,
• Maintain customer credit applications, credit files and off balance sheet items,
• Prepare and submit borrower's repayment schedules as per loan contracts,
• Follow up repayments from borrower's employers and immediately
process received repayments into borrower's accounts to service the loans,
• Sign documentations and Bank Cheques as per delegated authority.
• Review of all approved credit facilities to ensure that borrowers comply with pre and post disbursement terms and conditions.
• Review and classify credit portfolio in line with banks' Credit Policy and the Bank of Tanzania's Regulations on Management of Risk Assets.
• Prepare Regulatory and other reports for submission to Bank of Tanzania, Management and the Board of Directors of the Bank
• Creatively come up with new ideas on products and services improvement.

Qualification, Work experience and Competences
• A Bachelor Degree in Economics, Accountancy, Finance or Business Administration with at least two years work experience in a commercial Bank in Credit/Loan operations. She/he should be computer Literate.
• High standard of integrity, Analytical and attentive to details, Sensitive to Credit risks, Self-initiative and decisive, Good Communication , Interpersonal skills and a Result driven attitude
General Information
Shortlisted candidates will be required to meet all costs associated with their attendance to the interviews. Please note also that successful candidates will be required to meet their relocation costs to duty stations.

Mode of Application
Azania Bank Limited is an equal Opportunity Employer. Applications must be attached with detailed resume, Copies of relevant certificates, names and addresses of at least two referees. Please provide telephone numbers and e-mail addresses of referees. The deadline for submission of applications is two weeks after the appearance of this advert.
Please note that only shortlisted candidates will be contacted.
Please apply in confidence to: MANAGING DIRECTOR,
AZANIA BANK LIMITED,
MAWASILIANO TOWERS,
SAM NUJOMA ROAD
P. O. BOX 32089
DAR ES SALAAM.
Tel No.: 2412025/26/27,
Fax No.: 2412028