Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highly organized Credit Officers (2 positions) to join Credit Team.
JOB SUMMARY
The Credit Officer will be responsible for appraising all types of loans, carrying out effective and efficient loan follow up/monitoring with a view to maintain a growing and quality loan portfolio. S/he should also be responsible for supervising the appraisal of applications as compiled by subordinates.
Reporting Line: To Credit Manager
Locations: Dar es Salaam, Mwanza
Work Schedule: As per TPB Staff regulations
Salary: Commensurate to the Job Advertised
Essential Duties and Responsibilities:-
Appraise credit applications for review by Branch Manager before submitting to Branch Credit Committee.
Advising loan applicants on fate of applications, terms and conditions of approvals.
Reviewing and consolidating reports and submitting consequential reports to Branch Manager.
Monitor repayments of disbursed loans and recommend to the Branch Manager appropriate recovery measures against defaulters.
Reviewing and classifying portfolio on weekly basis and submit the report to Branch Manager.
Attend any other duties as may be assigned by the Credit Manager.
Key Performance Indicators:
Customer Satisfaction
Individual Productivity and Turnaround time
Minimum Cash Differences
Timely Validation of Transactions
KEY RELATIONSHIPS
Internal: TPB Staff
External: Regulators, Clients,Consultants
AUTHORITY LEVELS
As set down in TPB's policy and procedures for a position at a Credit Officer
EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor's degree in Economics, Commerce, Business Administration, Accounting, Finance, banking or other related discipline
Experience: Experience of at least 2 years as a Credit Officer
Skills / Attributes: High level of integrity. Must be keen on details.
Excellent communication and report writing skills. Ability to work under pressure and minimal supervision. Personable and able to relate to people at all levels. Effective negotiation with customers
Applicants are invited to submit their Curriculum Vitae and Application Letter (indicating the position title in the subject heading) via e-mail to: recruitment@postalbank.co.tz . Applications via other methods will not be considered. If you are not contacted by Tanzania Postal Bank within seven days after the deadline, consider your application was unsuccessful. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.
Applicants need to submit only the Curriculum Vitae (CV) and the Letter of Applications indicating the Job advertised and the region of preference. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.
Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.
Please forw ard your applications before 23rd July 2014
JOB SUMMARY
The Credit Officer will be responsible for appraising all types of loans, carrying out effective and efficient loan follow up/monitoring with a view to maintain a growing and quality loan portfolio. S/he should also be responsible for supervising the appraisal of applications as compiled by subordinates.
Reporting Line: To Credit Manager
Locations: Dar es Salaam, Mwanza
Work Schedule: As per TPB Staff regulations
Salary: Commensurate to the Job Advertised
Essential Duties and Responsibilities:-
Appraise credit applications for review by Branch Manager before submitting to Branch Credit Committee.
Advising loan applicants on fate of applications, terms and conditions of approvals.
Reviewing and consolidating reports and submitting consequential reports to Branch Manager.
Monitor repayments of disbursed loans and recommend to the Branch Manager appropriate recovery measures against defaulters.
Reviewing and classifying portfolio on weekly basis and submit the report to Branch Manager.
Attend any other duties as may be assigned by the Credit Manager.
Key Performance Indicators:
Customer Satisfaction
Individual Productivity and Turnaround time
Minimum Cash Differences
Timely Validation of Transactions
KEY RELATIONSHIPS
Internal: TPB Staff
External: Regulators, Clients,Consultants
AUTHORITY LEVELS
As set down in TPB's policy and procedures for a position at a Credit Officer
EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor's degree in Economics, Commerce, Business Administration, Accounting, Finance, banking or other related discipline
Experience: Experience of at least 2 years as a Credit Officer
Skills / Attributes: High level of integrity. Must be keen on details.
Excellent communication and report writing skills. Ability to work under pressure and minimal supervision. Personable and able to relate to people at all levels. Effective negotiation with customers
Applicants are invited to submit their Curriculum Vitae and Application Letter (indicating the position title in the subject heading) via e-mail to: recruitment@postalbank.co.tz . Applications via other methods will not be considered. If you are not contacted by Tanzania Postal Bank within seven days after the deadline, consider your application was unsuccessful. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.
Applicants need to submit only the Curriculum Vitae (CV) and the Letter of Applications indicating the Job advertised and the region of preference. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.
Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.
Please forw ard your applications before 23rd July 2014
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