The UTT Microfinance Plc (UTT-MFI) is a public financial institution promoted by the Government of the United Republic of Tanzania, under the ambit of the Ministry of Finance. The UTT MFI which commenced its business operations on 1st July, 2013; was incorporated on 28th June, 2013 as a public company limited by shares under the Companies Act (Cap 212), to implement Government policies on the matters relating to economic empowerment of the majority middle and low income Tanzanians. UTT MFI came into being as a result of the reorganization of Unit Trust of Tanzania (UTT) into three functional and independent companies.
The vision of UTT-MFI is "To be the leading Microfinance provider of quality and inclusive financial services in Tanzania"; while its Mission is "To provide a sustainable and inclusive customer focused financial services network in Tanzania, thereby stimulating economic growth and empowerment using appropriate technology in a professional and ethical environment."
The UTT Microfinance Plc now invites qualified, competent and energetic Tanzanians with outstanding work ethics and integrity to apply for the following vacant positions:
1. Job Title: Credit Officer
Ref No. UTT-MFI/ CO/0115/04-06
1.1 Reports to: Branch In-charge
1.2 Job Summary:
Ensuring error free disbursement of loans to members in line with the approved UTT MFI credit policies and procedures. Meeting with members, evaluating their applications, advising them transparently about the details of UTT-MFI products and services, recruit clients/members, finalize loan applications and supervising loan collections and loan recoveries.
1.3 Key duties and responsibilities:
i. Recruit Clients and disburse loan products as per agreed Targets; and sell other UTT MFI services as per agreed performance targets (BSC);
ii. Coordinating and developing the formation of client groups for group guarantee products and handling other type as per the respective policy and procedures;
iii. Meet with applicants/clients, receive loan applications and respond to inquiries in respect to product features, loan eligibility, and application processes;
iv. Providing necessary assistance and training to all clients as per policies and procedures;
v. Prepare loan application and submit it to the Loan Committee for further action;
vi. Perform loan orientation to customers and sell the existing products to prospective customers;
vii. Compiles business information, analyze and provide recommendation; this will include applicants' financial status, credit, and property evaluation to determine feasibility of granting loans; Explain to customers the different types of products, loans and credit options that are available, as well as the applicable terms and conditions;
viii. Ensure consistence and thorough collection process in the event of defaults or problematic loan;
ix. Review and update credit and loan files;
x. Review loan agreements to ensure that they are complete and accurate according to applicable policies;
xi. Handle customer complaints and take appropriate action to resolve them;
xii. In conjunction with senior managers; recommend review and updates of products, credit policies, procedures and standards;
xiii. Timely and accurately processing of data into core Banking systems;
xiv. Perform any other duties as would be assigned by supervisor/senior officers from time to time.
Qualifications and Experience:
Qualification: The holder of this position must have First Degree in Finance Management, Commerce, Economics or Accountancy, Community Development, or Agribusiness.
Experience: minimum of three (3) years experience since obtaining those qualifications.
The vision of UTT-MFI is "To be the leading Microfinance provider of quality and inclusive financial services in Tanzania"; while its Mission is "To provide a sustainable and inclusive customer focused financial services network in Tanzania, thereby stimulating economic growth and empowerment using appropriate technology in a professional and ethical environment."
The UTT Microfinance Plc now invites qualified, competent and energetic Tanzanians with outstanding work ethics and integrity to apply for the following vacant positions:
1. Job Title: Credit Officer
Ref No. UTT-MFI/ CO/0115/04-06
1.1 Reports to: Branch In-charge
1.2 Job Summary:
Ensuring error free disbursement of loans to members in line with the approved UTT MFI credit policies and procedures. Meeting with members, evaluating their applications, advising them transparently about the details of UTT-MFI products and services, recruit clients/members, finalize loan applications and supervising loan collections and loan recoveries.
1.3 Key duties and responsibilities:
i. Recruit Clients and disburse loan products as per agreed Targets; and sell other UTT MFI services as per agreed performance targets (BSC);
ii. Coordinating and developing the formation of client groups for group guarantee products and handling other type as per the respective policy and procedures;
iii. Meet with applicants/clients, receive loan applications and respond to inquiries in respect to product features, loan eligibility, and application processes;
iv. Providing necessary assistance and training to all clients as per policies and procedures;
v. Prepare loan application and submit it to the Loan Committee for further action;
vi. Perform loan orientation to customers and sell the existing products to prospective customers;
vii. Compiles business information, analyze and provide recommendation; this will include applicants' financial status, credit, and property evaluation to determine feasibility of granting loans; Explain to customers the different types of products, loans and credit options that are available, as well as the applicable terms and conditions;
viii. Ensure consistence and thorough collection process in the event of defaults or problematic loan;
ix. Review and update credit and loan files;
x. Review loan agreements to ensure that they are complete and accurate according to applicable policies;
xi. Handle customer complaints and take appropriate action to resolve them;
xii. In conjunction with senior managers; recommend review and updates of products, credit policies, procedures and standards;
xiii. Timely and accurately processing of data into core Banking systems;
xiv. Perform any other duties as would be assigned by supervisor/senior officers from time to time.
Qualifications and Experience:
Qualification: The holder of this position must have First Degree in Finance Management, Commerce, Economics or Accountancy, Community Development, or Agribusiness.
Experience: minimum of three (3) years experience since obtaining those qualifications.
1. General Conditions:
a) All the above positions carry an attractive remunerations package;
b) Entry point will depend on a candidate's qualifications and experience.
2. Mode of Application:
Ø All interested persons are required to apply attaching to their applications current Curriculum Vitae (CV), copies of academic certificates & transcript; including names and full communication addresses (including contact phone numbers) of three referees who can testify to the applicant's academic abilities, working experience and character.
Ø Please send your applications in an envelope clearly marked as "Application for employment at UTT-MFI", quoting the relevant job reference number such that the same reaches not later than 5.00 p.m. on Monday, 23rd February, 2015 to the following address:-
The Chief Executive Officer
UTT Microfinance Plc,
Sukari House, Ground Floor,
Sokoine Drive/Ohio Street,
P. O. Box 5474,
Dar es Salaam.
Note:
a. UTT-MFI is an equal opportunity employer. Candidates from disempowered group are encouraged to apply;
b. Only short listed candidates will be contacted;
c. Hand delivered applications will not be accepted;
d. Applicants are warned not to make phone calls, physical or e-mail enquiries other than applying through the mode outlined above. Any such breach will result in immediate disqualification.
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